信用卡的英语作文

信用卡的英语作文800字篇1

Now more and more people use credit card,credit card has become our the indispensable part in life. On the one hand,credit card can make our life more convenient,for instance in times of emergency providing for convenience. On the other hand,it can make us consume advancely ,higher quality of life.Especially for our college students,it is more popular.

However the credit card also has its disadvantage side,for example,many people use overruns but couldn't return. in addition,it also easily to encourage useless consumption.

Personally,I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more ,wo must return back it ,in order to avoid has the disadvantageous influence for us. Only the rational use,the credit card can the key time displays its key the function .

现在越来越多的人使用信用卡，信用卡成了我们生活中不可缺少的一部分。一方面，信用卡使我们的生活更加方便，比如在紧急时刻提供供方便。另一方面，它能使我们提前消费，更高质量的生活，尤其对我们大学生而言，它更为流行。但信用卡也有其不利的一面，比如，很多人使用的超支了却还不起。除此之外，它也容易鼓励一些无用的消费。

我个人认为，我们需要理性的使用信用卡。尽量不去大量透支的使用，要进行合理的消费，而且要及时的还清，以免给我们的信誉造成不利的影响。只有理性的使用，信用卡才能关键的时刻发挥它关键的作用。

信用卡的英语作文800字篇2

Credit Cards Personal credit cards are becoming more common in china. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards,otherwise known as plastic money,are being offered on very good terms to encourage the change.

Consumers will be able to buy now,pay later,and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. The credit cards often charge a high rate of interest,which exacerbates the problems for these people.

However,used wisely credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

信用卡的英语作文800字篇3

Directions: For this part,you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words,and base your composition on the outline (given in chinese) below:1)近年来越来越多的大学生开始使用信用卡2)分析产生该现象的原因3)针对大学生使用信用卡提出你的建议Credit Cards on Campus

in recent years,credit cards have gained more popularity among college students.With banks’ more focus on college market,an increasing number of college students have applied for a credit card and begun to consume by it.

The following three factors can account for the popularity of credit cards in college. Firstly,a credit card provides overdrawing service,which is a big attraction for those students who have no much money for their domination. Secondly,a credit card can help release financial burdens on those poor students,and hence reduce the risk of their dropping school for lacking money.Besides,many banks make some preferential policies on credit cards,like sending a gift,lowering year cost. Drawn by these policies,many college students apply for credit cards.

As far as I am concerned,it is not a bad thing for college students to own credit cards.However,there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really,and even some of them owe a big credit cards debt.Therefore,schools and banks have responsibility to let college students learn how to use credit cards properly.Only in this way can college students enjoy really the advantages of credit cards.

信用卡的英语作文800字篇4

Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely. So people should keep in mind the risk of using credit card and try to spend money wisely.First,before applying a credit card,people should make sure whether they can afford to pay back money spent on the card. Second,it is very important to work out what kind of card meets their needs. Third,people should try to pay their balance in full every month,or they will be charged interest and have negative effects on their credit scores. Finally,since some cards have high interest rates and fees when failing to pay back,it is necessary to work out the cost before using the cards.

信用卡的英语作文800字篇5

Nowadays,an increasing number of students would rather use credit cards than cash to pay for everything. There are at least three factors accounting for the increasing use of credit cards.

For one thing,a credit card will offer students a safe way to pay their tuition fees,

thus it diminishes the risk of taking a large sum of money with oneself. For another,most credit cards provide a variety of services,such as a greater convenience of shopping and spending,streamlining collection procedures,etc. in addition,students can draw money with a credit card anytime they want,thus solve the problem of money shortage.

As to the issue of credit cards on college campus,I am inclined to believe that it is not bad for college students to have credit cards,however,we’d better lay down some rules of the credit cards on college campus to stop the misconduct of credit cards,and only in this way can we enjoy the advantages of credit cards on college campus.

信用卡的英语作文800字篇6

Personal credit cards are becoming more common in china. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards,known as “plastic money”,are being offered on very good terms to encourage the change. Consumers will be able to “buy now,pay later”,and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. The credit cards often charge a high rate of interest,which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However,used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

信用卡的英语作文800字篇7

As the economy is developing so rapidly,people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?

Firstly,it is quite convenient ant safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly,credit cards represent great honour. People using credit cards shows his special identity and draw others attention.

On the other hand,credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.

in my opinion,credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.

随着经济的迅速发展，人们对生活的态度也在不断变化。信用卡变得越来越流行。但他们有什么优点和缺点呢？

首先，我们使用信用卡很方便。在这种方式中不存在现金被盗。人们现在拿着一张卡片，而不是一个沉重的钱包，无论他们走到哪里。其次，信用卡代表了巨大的荣誉。使用信用卡的人显示了他的特殊身份，并吸引其他人的注意。

另一方面，信用卡并不总是那么好。信用卡有时会导致超支。人们付出的比他们有更多的钱，然后得到繁忙的回报。此外，信用卡欺诈更经常发生。

在我看来，信用卡在我们的生活中做得很好。但我们应该小心使用它们。只有在使用信用卡时，才能为更方便、更安全的生活做出贡献。

信用卡的英语作文800字篇8

Recently,with the credit card playing an increasingly important role in our daily life,more and more people are fond of taking an card when them go out.Credit cards can be handy — they mean you do not have to carry large sums of cash.Even so,many people still be fall into the trap of credit card.

As a matter of fact,thought-provoking as it is,does mirror a current social phenomenon-we need to be cautious when using credit cards. Banks and other financial institutions are encouraging their customers to change the way they buy things. Thought credit card may bring people great convenience.There re many risks associated with the irresponsible and excessive use of it. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. The credit cards often charge a high rate of interest,which exacerbates the problems for these people.And worst of all,if you don't pay your debt in time,a negative make will be on your credit report.

As far as I'm concerned,using credit cards wisely can improve the quality of lives.You can pay by credit card.Like a coin has two sides,there is a positive aspect and a negative aspect.We should be taught to use it properly and form a correct notion of consume.

可使用的句子

近几年信用卡业务迅猛增长，太多的放贷机构在办理该类业务时附加了隐形条款和机关陷阱，无数客户受骗上当并不堪其辱。

As the credit card business boomed in recent years,too many lenders added tricks and traps that have ensnared and infuriated millions of their customers.

此外，信用卡的使用还将减少中央银行的铸币税收入，削弱再贴现政策、法定准备金政策、公开市场操作等货币政策工具的效力，增大金融系统的流动性风险和信誉风险。

Besides,the use of credit cards will also reduce the seigniorage revenues of central banks,weaken the effects of monetary policy tools and raise the liquidity risk and credit risk in financial system.

信用卡的英语作文800字篇9

Will Credit Cards Bring Harm to the Students?

Recently,in order to extend business to university campus,some banks offer credit cards to college students. Many people worry that credit cards may do harm to students,while others don't think so. in my opinion,credit cards are good for students if they are used appropriately.

First,when a student uses credit cards,he needn't bring much cash with him every day. And the less cash he brings,the less he needs to worry about being stolen. Second,using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes,and thus often become victims of coiners. If they use credit cards,it will be very possible for them to avoid receiving forged notes because they don't need to get the changes. Third,using credit cards can help students to know more about "credit". If they don't repay their credit account in time,they will have to pay more interests and what's worse,they will get a bad credit record which will bring inconvenience to them in the future.

Therefore,I believe that credit cards will not bring harm to students if used reasonably.

我的新英语老师作文

听妈妈说，韩老师曾今就读于英国剑桥大学。懂得很多英语，是一位很有才华的英语老师；妈妈还告诉我韩老师的儿子也考上了上海名牌大学；韩老师教的几个人学生这次英语考的好是上加好，我真的很佩服他，我想我长大也要向他学习，成为一个有名的英语老师。

有趣的英语课作文

“叮铃铃”上课铃响了，这节是我最喜欢的英语课。于是，我快步地奔向教室，端端正正地坐在座位上等蔡老师来上课。

班上的英语尖子们对《Let’stalk》很感兴趣，个个高声地朗读。一句句流利的英语，直让老师连声赞叹：“Verygood!”琅琅的书声飞出了教室，飞到了空旷的操场上，如同美妙的音乐，沁人肺腑。

接着，老师让我们跟她学写英语字母。自作聪明的同学们满不在乎地用手指比划着，结果格式都写错了。蔡老师用了“顶天立地”这个词语教我们写字母，叫我人写字要注意顶格，还告别我们这是按国际通用法写的。

原来，写英语和写中文截然不同啊!

中考英语作文

1. We " re often told that ……But is this really the case ?

我们经常被告知……但事实真是这样吗?

2. People used to ……however , things are quite different today .

过去，人们习惯……但,今天的情况有很大的不同。

3.some people think that ……Others believe that the opposite is true . There is probably some truth in both sides.But we must realize that ……

一些人认为……另一些人持相反意见。也许双方的观点都有一定道理。但是我们必须认识到……

4.Recognizing a problem is the first step in finding a solution .

认识到问题是找到解决办法的第一步。

5. It is another new and bitter truth we must learn to face .

这是一个我们必须学会面对的痛苦的新情况。

6. in short , we must work hard to make the world a better place .

简而言之，为了把世界变成更美好的地方，我们必须勤奋工作。

7.Lost time is never found again.

岁月既往，一去不回。

8.Everybody should have a dream.

每个人都该有个梦想.

9.Hope for the best, but prepare for the worst.

抱的愿望,做最坏的打算。

10.Failure is the mother of success.

失败乃成功之母。

中国春节的英语作文

Spring is the most import festival of our country.All of family members get together to eat supper in the new year.At the same time,everybody celebrate the festival each other.

Everyone put on a word of luck in the year of the morning.Some hourses of window put on red paper.So during fifth day,we always visit our relatives and friends.

They can receive many red–paper from their parents , grandparents and natives and so on.This is a good festival on the Spring Festival of the end.

我的春节英语作文

Spring Festival is the most important festival in china .It’s to celebrate the lunar calendar ‘s new year . Before the Spring Festival,at first,I will help my mother to put New Year scrolls on the wall for good fortune .Then,we will clean the house and do some shopping.in the evening before the Spring Festival ,families get together and have a big meal .Dumplings are the most traditional food .

After a big meal,I like to set off firecrakers with my brothers. Next morning ,I will put on my new cloths and go out to have fun.

Our children like the festival very much ,because we can have delicious food and wear new clothes .We can also get some money from our parents. This money is given to children for good luck . The Spring Festival lasts about 15 days long .People visit relatives and friends with the words “Have all your wishes ”. I enjoy the Spring Festival ,during this time we can have a good rest .

我的春节英语作文

The Spring Festival is our chinese nation an important festival to couplets, firecrackers, etc. staying-up late on new year#39;s Eve, pay New Year#39;s call. Different nationalities have different customs.

in the year thirty, our family changed new clothes and attached new Spring Festival couplets to welcome the arrival of the new year. in the evening, our family eats dumplings. The dumplings have a moral meaning: the money is rolling. Because dumplings are like a treasure, in ancient times Yuan Bao was money. Not certain staying-up late on new year#39;s Eve "spring", not "spring", there is no meaning staying-up late on new year#39;s eve. We were sitting on the sofa, laughing and laughing, watching the Spring Festival evening, and it was happy.

On the first day of the year, my father and I were sitting in their own car, walking on the new road. Although the cold wind was sharp, it was still very happy. When I arrived at Grandma#39;s house, I got a big red bag with my grandmother for a year and thought: "I#39;m rich this year!" And then the neighbours of grandma#39;s neighborhood had a year of worship. Then came to the great uncle#39;s house, came to the great uncle#39;s house, and went to the paradise of the book, with the story, the science, the art…… After dinner at the great uncle#39;s house, I received a red bag and some books, and I had to digest the books a little bit. It#39;s a pleasure to come to the great uncle#39;s house.

I#39;m really happy this year. It#39;s a happy Spring Festival!

我的春节英语作文

As the saying goes: "chinese culture, broad spirit"! That"s true. You can see that spirit from chinese traditional festivals!

"Spring Festival" is a yearly festival, also a favorite holiday. Because every Spring Festival everyone will gather together, hot and noisy eat a New Year"s eve dinner. It"s just part of it. There"s a better Spring Festival evening.

Spring Festival also has many customs, below I give you a brief introduction several.

The first kind: paste spring couplet. It is a must for Spring Festival. The spring couplets are composed of three parts: the upper, the lower and the horizontal. The two groups have the same number of words. If your head is rich enough, your ego can create it too!

The second kind: paste blessing word. This is a very funny word. in general, the word "fu" is a positive note, and many of the homes are "upside down", which is said to be hidden meaning "fu has fallen", which is also an important link.

The third and most important one: eating dumplings. This is what the whole family likes. They can"t make dumplings and put special things in them, such as COinS, peanuts, dates and so on. Each ingredient contains a different meaning, and also lets family members share their own happiness while eating dumplings!

The custom of "Spring Festival" still has a lot of, I introduce to there, expect everyone to be successful, the heart wants to accomplish!

感恩节英语作文

我们要感谢一切，感谢微笑，感谢哭泣，感谢成功，感谢失败!感谢父母，感谢家庭，感谢老师，感谢伙伴，感谢所有爱我们和我们爱的人!值此感恩节，请不要吝啬我们的感谢，大声说出来吧!Be thankful that you don‘t already have everything you desire. If you did, what would there be to look forward to?

感谢你没有渴求到的一切东西，如果得到了你就不会再有期待。

Be thankful when you don‘t know something, for it gives you the opportunity to learn。

感谢你对一些事情的迷惑不解，因为你可以有学习的机会。

Be thankful for the difficult times, because during those times you grow。

感谢那些困难的日子，因为你学会了成长。

Be thankful for your limitations, because they give you opportunities for improvement。

感谢自己的能力所限，因为这样才有机会提高。

Be thankful for each new challenge, because it will build your strength and character。

感谢每一次新的挑战，因为它会塑造你的个性和力量。

Be thankful for your mistakes, because they will teach you valuable lessons。

感谢你所犯的每一次错误，因为你可以得到宝贵的教训。

Be thankful when you‘re tired and weary, because it means you‘ve made a difference。

感谢自己的疲倦不堪，因为这意味着你已经有了改变。

Be thankful for your past relationships, someone better suited to you is waiting out there。

感谢你逝去的恋情，因为更合适的人正在某处等你。

It‘s easy to be thankful for the good things, while a life of rich fulfillment comes to those who are also thankful for the setbacks。

对美好的事物感恩很容易; 精彩的人生属于那些对挫折也心存感激的人。

Gratitude can turn a negative into a positive. Find a way to be thankful for your troubles, and they can become your blessings。

感激之心能将消极变得积极。学会对自己的烦恼心存感激， 它们就会变成你的赐福!

感恩节英语翻译

如何度过感恩节 --How to spend Thanksgiving festival?

When I was in the United States of America,I had attended a privatethanksgiving party at friend‘s home.

There were all Americans besides me,one pastor who was 72 years old,he wasa very nice and kind man.There was one thing and some words that I would neverforgot it,the words was that "don't forget people who had helped you." The onething was that "you have to help people who really needs help.Don't be a selfishperson." At the Thanksgiving festival party,I was not only enjoyed the Americanfoods and met lots of friends,but also learned the true in life.Therefore,I keepthe words and one thing in my mind :Don't be a selfish person,I try to helppeople who really need help.

当我在美国的时候,我参加了在朋友家私人感恩节派对.

除了我之外所有的都是美国人,一个牧师谁是72岁,他是一个很和蔼的人.有一件事和一句话,我永远不会忘记它,是这么的一件事,“不要忘记那些曾经帮助过你人.“这一句话是,你必须帮助那些真正需要帮助的人.不要做一个自私的人.”在感恩节派对,我不仅喜欢美国食物,认识了很多的朋友,也学到了人生中真正的做人道理.因此,这一句话这一件事一直保留在我的脑海里：不要做一个自私的人,我试着帮助那些真正需要帮助的人.

感恩英语作文

We are supposed to express our gratitude to others on Thanksgiving Day.However, we should feel gratitude every day.

God has two dwellings, one in heaven, and the other in a meek and thankfulheart. Be grateful to others is a way to show your love. in our daily life, weoften receive help from our parents, friends, colleagues and strangers. Perhapsit is a little thing, pick up the pen you drop, lift a heavy box for you oroffer you a seat in the bus. We should be thankful to them for whatever theyhave done. The more love you give, the more love you receive.

A sense of gratitude can acknowledging our interdependent existence. Youwill be ready to help others if you have a thankful heart. Therefore, a thankfulheart is like a magnet. Not only will we attract more things to be grateful for,but also we will attract gratitude from others. “give thanks a little and youwill find a lot.”

Gratitude is heaven itself. A sense of gratitude and indebtedness to othersis and important wellspring of a generous and virtuous life. We now fall into abusy life, neglecting to be grateful for details, the beauty of nature, thecomforts of modern living ,the love of parents and so on. People can noticethese details and realize the friendship, love and happiness in our life with agrateful heart.

Gratitude is the fairest blossom which springs from the soul. Be thankfulfor whatever you have, give and receive. Happy Thanksgiving today and everyday!

母亲节英语作文

Tomorrow is the annual mothers day, every year the second week of may. Nowthink of the original is so selfless mother. She always have given us the bestof things, she would rather have their hard bitter child, she is in the planningfor the future of children, there is such a selfless man?

Mother always help when I am in trouble, always bring comfort, when I sadalways selfless dedication and you planned to. If I had to use one word todescribe the mother that I would say: "the selfless dedication, you planned to."So later in dispute with my mother must be more considerate of mom, dont letthem sad.

A few times, I do not pay attention to health, only in a hurry. Later,mother behind have been help me to tidy up, when I think of it, always verygrateful to her. Mom: thank you, is your selfless feeding me, thank you!

Later I wish you smooth sailing, all the best!

寒假英语日记

I like my holiday very much.Though it's very short,I can enjoy the Spring Festival.I can watch cartoon every day.I needn't go to school .Sometimes I can go to play with my friend outside.With the festival coming,I can play all the time.I can play video game with my brother.I am good at playing PC game.Then more and more relatives came to my home.We had dinner together.It's so lively that I'm very happy.But I still have to do my homework.During the holiday,I learned a lot.I love my holiday.

我很喜欢我的假期。虽然很短，我可以享受春节。我可以每天看动画片。我不必上学。有时候，我可以去发挥我的朋友之外。随着节日的到来，我可以支配所有的时间。我可以玩视频游戏和我的兄弟。我擅长玩电脑游戏。然后，越来越多的亲戚来到我家。我们共进晚餐。

厦门旅游英语日记

Today, I got up early and got up at five! So that we can go to sunlit rock earlier, so as not to get too much sun.

Sunlight rock is the highest point of kulangsu, but it is not high either. We climbed the hill, and the scenery of Xiamen was at a glance. Nearby, red houses are hidden in green trees; in the distance, the sea is endless. At the foot of the mountain, there are Hongyi master Memorial Park and Zheng chenggong Memorial Hall. I worshipped the Buddha statue and rode on the high horse, which was very dignified.

After seeing the sunlight rock, we went to Shuzhuang garden and saw antique porcelain and five poison bottles. I heard that they can cure all kinds of diseases! There is also a piano museum in Shuzhuang garden. Gulangyu is also called Qindao. There are more than 200 pianos in the whole island. On average, more than ten families have one piano. The most attractive thing for children in the piano museum is a zigzag piano in the corner. Its keys are arranged at right angles, not in a straight line like an ordinary piano. There is a piano that can be used for both purposes. It can be played with feet. When a piece of paper with music score is placed in the specified position, it will automatically pop up wonderful music like a loom, but the music that is too difficult can only be played by hand. There are also several very good and expensive pianos in it. If you are a piano master, you will want to have such a piano very much.

英语青春励志演讲稿

青春是珍贵的礼物，也是我们生命中的黄金时光。当我们年轻的时候，我们强壮健康。是时候让我们准备好成为负责任的公民。

青春一生只有一次，因此，重要的是我们不应该把这些年浪费在无所事事和糟糕的生活上。这也是时候了当我们的记忆最好的时候。在这段时间里，我们能够学到比什么时候更多的东西

我们变老了。在我们年轻的时候，我们热情高涨我们自己的目标。我们也努力克服我们生活中的障碍方式。

如果我们意识到青春是多么珍贵，我们就会在年轻时得到满足以及当我们变老的时候。如果我们浪费青春，我们将度过余生我们的生活希望我们能再次年轻。

过年英语日记

On the fifth day of the junior year, I went to visit my aunt's house with my father, mother, grandpa, grandma and grandma. We just entered the gate and ran into my two brothers and sisters to buy books, so we went to our aunt's house. What a lot of people there are today!

There was the big house, the house of two, the aunt's family and our family, and counted them. Wow! There are sixteen people, including my aunt and grandpa, so many! in the afternoon, we would sit at a long table and eat a lot of delicious food. Had finished eating, the adults to play their own game, we bought a few children take small gun "cherry bomb, smoke grenades, matches gun" to go down to the bottom shooting, after we come back, two brother, my sister and I watch TV poker. Time flies, and it's time to go home. After saying goodbye to each other, we went home.