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How does COVID-19 change insurance and vaccine demand? Evidence from short-panel data in Japan

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Document pages: 15 pages

Abstract: In this study, we explored how the coronavirus disease (COVID-19) affectedthe demand for insurance and vaccines in Japan from mid-March to mid-April2020. Through independent internet surveys, respondents were asked hypotheticalquestions concerning the demand for insurance and vaccines for protectionagainst COVID-19. Using the collected short-panel data, after controlling forindividual characteristics using the fixed effects model, the key findings,within the context of the pandemic, were as follows: (1) Contrary to extantstudies, the demand for insurance by females was smaller than that by theirmale counterparts; (2) The gap in demand for insurance between gendersincreased as the pandemic prevailed; (3) The demand for a vaccine by femaleswas higher than that for males; and (4) As COVID-19 spread throughout Japan,demand for insurance decreased, whereas the demand for a vaccine increased.

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